Foreveranitchynose buys a flat

Bonjour! And a happy New Year!

Towards the end of 2016, I became what society deems an adult. I bought a flat. Hurray! Isn’t that marvellous?

It is marvellous, but it’s also scary. So, for the next wee while, I’m going to lay out why it’s scary so that when you get round to buying property, you can hold your nerve. Much unlike I did.

So, let’s start from the beginning. As of July 2015, I (with Davit) had rented a lovely wee flat in Mount Florida. It’s nestled sweetly in the south side, is walking distance to three chippies and a Tesco. Bliss.

Well, as of October 2016, everything changed.

house

(Insert crackly voicemail message from letting agency here): “Hi Nicola, listen, the landlord needs to come in and have the flat valued. When is the best time for you to let her in?”

Oh bollocks. That can only mean on thing. She’s selling up.

Landlord comes a week after, has flat valued and leaves. Tells me she’s selling her house so is getting her finances sorted. Nicola breathes a sigh of relief realising she won’t lose her lovely wee flat.

WRONG! Continue reading

Advertisements

Foreveranitchynose at the Job Centre – Part 4

Bonjour my little babies! We have come to the end of our four part series of Foreveranitchynose at the Job Centre! Are you sad? Well, I’m not! As some of you may know I have just completed my first week at my new job. Wah! Yay!

So anyway, let’s get to the juicy stuff, ya know?

For our final instalment, I’ma tell you about my appointment at the Job Centre, the only one that really matters BECAUSE I GOT A JOB! YAY!

As I’d told ya’ll in Foreveranitchynose at the Job Centre – Part 2, the boyf and I were told we both had to be at my appointment as we were essentially claiming as a couple. So, I drag the poor sod on the 10 minute walk to the Job Centre. My appointment is for 10:10am but the lady on the phone told me to, “Head there for about 10 to 10 Nicola, there’s some forms to fill out so that will give you a bit more time.”

So! We make our way to the job centre, me moaning at him for making us leave slightly later, to get there for bang on 10 to 10! Yes! I walk to the door and the stupid thing doesn’t open. The door says the Job Centre opens at 9am, there are people inside walking around, yet the blinds are closed. Crafty buggers. So here we are, waiting out in the cold until some smarty pants opens the door 15 MINUTES LATER! I have never felt more unemployed in my life. All us jobless wasters stood outside in a line waiting for our dole money. Yay! Love life!

fullmonty3

Ok, so we get in the door, I give a lady my name and we’re told to take a seat. Another 10 minutes go past and we are told to go over to Gillian’s table as she will be my advisor. Smashing! Hiya Gillian! How are you? Continue reading

I’m writing a strongly worded letter about this

I know you probably think that because I moan all the time that I must complain to companies constantly?

Well, I actually don’t. I’ve only really started professionally complaining this year and that was all to npower. Point of reference, phoning npower gets you nowhere, get them on twitter and your problems will be solved far quicker.

But anyway! My journey into writing a complaint letter.

Social-media-complaints

Recently, I’ve started to make regular trips to Inverness. To get there from Glasgow, I chose to travel by bus. At the time, this was the cheapest way to travel to Inverness at around £20 each way for a grand old travel time of 3 and a half hours. Spew. Pretty vile but luckily it’s good when I get there. Continue reading

Learning to live with being skint. Not

And when I say skint I don’t mean relying on food banks or claiming benefits. I’m not that heartless to compare myself to that level of worry and lack of amenities. I mean being a (still early) twenty-something and finding it unbelievably difficult to live within my means.

You may have read my previous blog on money saving, and you’d think I had learned my lesson. And yet, here we are. Skint as hell and living off very little money.

So here I am to tell you about how I got myself here and what I, kind of, have planned to pull myself back out of it.

Ok. I’m 24, I am just beginning my career in the media and I live in a small one bedroom flat in an ‘up and coming’ area of Glasgow. I am by no means rolling in it, nor do I have the excuse to proclaim poverty. On top of the aforementioned money drainers,  I  own a slightly faded red Corsa circa 2006. This slightly faded red Corsa is one of the main reasons for me being skint this month. It has hemorrhaged money out of me like nothing else and it’s been getting me down.

This time of year is always a bit of a drain on my resources and my sanity.

no money crying

My MOT is due in September and my car insurance is due in October. Gaaaaah how I hate this time of year!

At the beginning of the month I put my car into the garage where my brother works to be MOT’d and serviced. The past two years my car has passed it’s MOT and I have only been down around £100 for this. Only. Pfft. I wish that was an only but it’s a hell of a lot better than what’s about to come. Continue reading

Unsubscribing from my life because I’m poor

Third day running and I’ve posted a blog. How long is it they say before it becomes habit? Like weight loss and exercise?

Ok. So, as with my noisy neighbours blog, you will have guessed that I moved out of my mum’s house in January.

Well, I’d moved out before for uni, but this was me renting. Alone. No porters to help. Just me. Adult human.

This all started very well. I worked out what I could afford, what I couldn’t and how I would manage my money.

If only I’d stuck to those plans though.

So here we are, fast forward 7 months down the line and I am slowly unsubscribing from all my fun stuff to make my money go further in order for me to eat decent meals during the week! Although I do eat dinner at my dad’s every Monday. And I frequently visit my mum’s for a meal or two but that’s beside the point. That was merely an aside.

But anyway. Here are the things I have had to cancel to be able to live within my means.

booboo Continue reading